Loan maturity lookup
When does the mortgage on this building mature?
Type an address. We show every active commercial mortgage recorded on it — the lender, the amount, and the maturity date read from the recorded document, or an estimate marked ≈ where the document states none.
Covers New York City (four ACRIS boroughs), Dallas–Fort Worth (Dallas, Tarrant, Collin, Denton), and San Antonio (Bexar).
5 free lookups a day, no account needed. Only the house number and street matter — leave off the unit.
How to read the result
- A date with no mark was read off the recorded instrument and cites the page it came from.
- ≈ a date is modelled from the recorded term. The county index carries no maturity field, and the document states none, so it is the plausible term for that lender type — a working estimate, not the note’s date.
- rate reset is the first rate-change date read from the rider on a long-dated note — the 25- or 30-year bank paper common on New York multifamily, where the reset is the event, not the maturity.
- One loan across N properties is a blanket mortgage: the same debt secured by several buildings, listed once per building. It is one loan, not N.
The full method — how a consolidation is sized, how a satisfaction retires a loan, what a provenance tier means — is on the methodology page.
Questions
- Is the lookup free?
- Yes. 5 lookups a day without an account. A free account has the full search, with every maturing loan in a market on one list.
- Where does the maturity date come from?
- From the recorded instrument where it states one. About 47% of plain New York mortgage instruments state the maturity on the face of the document; a Texas deed of trust states one roughly two times in five. Consolidation agreements (CEMAs) almost never do, because the amended note is an unrecorded exhibit. Where the document states no date, the maturity is modelled from the recorded term and marked ≈ — an estimate, never presented as a fact.
- Why does my building not come up?
- Coverage is New York City (four ACRIS boroughs), Dallas–Fort Worth (Dallas, Tarrant, Collin, Denton), and San Antonio (Bexar). Staten Island has its own recorder and is not yet covered. Homes and condo units are excluded unless they carry a loan of $1 million or more. Only the house number and street are matched — leave off the unit, and write a Queens number with its hyphen (42-31). A building with no active recorded mortgage shows nothing, which may be the answer.
- Does a paid-off loan show?
- No. A loan the county shows as satisfied, released or folded into a later consolidation is excluded; the result says how many earlier loans were retired that way. A satisfaction is matched to the notes it cites, so a paid-off consolidation retires with them.
- Does it show who owns the building?
- No. The lookup shows the loan as recorded: lender, amount, dates, status. The people the public record names behind the borrower, and their contact details, are in the signed-in product and cost a credit each.
- I own this building. What can I do here?
- Under the result there is one line: if the loan is yours and you would like it refinanced, leave an email and a broker who works your market will call. No cost, no obligation, and nothing else happens with the address.