Texas records no loan amount. We read the instrument.

What is different about Texas

• No amount in the index. The principal is on page one of the recorded deed of trust; we read it with a vision model and cite the page. Below $1M is left out of the product.
• Maturity is a defined term. Texas commercial deeds of trust usually recite a “Maturity Date” because the four-year post-maturity foreclosure limit makes title underwriters insist on it. Where it is absent we model the term by lender type and say so.
• Non-judicial foreclosure. A trustee's-sale notice is posted with the clerk 21 days before the first Tuesday of the month. Dallas County's notices are captured monthly and matched to the loan they cite; a substitute trustee's deed marks the loan foreclosed.
• Parcels from the appraisal district. Owner of record and mailing address, units, lot size, square footage and value come from DCAD, Collin CAD, Denton CAD and TAD, matched to each recorded instrument's legal description. What a district withholds, we do without: TAD publishes no assessed value, so Tarrant rows carry no loan-to-value. Denton CAD and TAD publish no building class either, so an office, warehouse or retail type there is our estimate from what is at the address, marked ≈ and never written over a district's own classification — see how Texas property types are read.
• Securitized loans disclosed. Public CMBS (SEC ABS-EE), HUD-insured multifamily, and Freddie Mac securitized loans (read weekly from every deal's offering circular) carry their own stated maturities, DSCR and servicing status and are matched to the recorded instrument.

Counties

The full method, provenance tiers and known gaps are on the methodology page; pricing is one seat for every metro we cover — see pricing.