Houston
Harris County records the lien. It does not record the loan.
A Texas county clerk indexes who borrowed from whom and on which lot — never how much, and never until when. Circlemark reads every commercial deed of trust recorded in Harris County for the stated principal and maturity, ties it to the appraisal-district parcel, and keeps it current against releases, modifications and trustee's deeds every week.
- Loans tracked
- 9,315
- Maturing in the next 12 months
- 1,219
- Stated maturities
- 4,253
- Lifecycle events matched
- 17,875
Harris County, recorded 2015 to date. As of Oct 23, 2026. Instruments are still being read, so these counts grow weekly.
Where the numbers come from
- Harris County Clerk — deeds of trust, releases, assignments, modifications, trustee's deeds
- Harris Central Appraisal District — parcels, owners, situs addresses, market value
- SEC ABS-EE — conduit loans securitised into CMBS
- HUD & Freddie Mac — agency-insured multifamily disclosure
The documents are still being read
Harris County's index is free and complete, but the amount and the maturity live only in the instrument, and the clerk's portal allows a fixed number of document downloads a day. About half the county's commercial instruments have been read so far. A loan appears here once its instrument is read, so the counts above grow every week until the backfill completes, and a loan recorded years ago may still be a few weeks from appearing. Nothing is modelled to fill that gap: a loan whose instrument is unread is absent, not guessed.
How a release or a foreclosure is matched
A Harris County release names the lender and the borrower but not the instrument it discharges, so a paid-off loan is matched back to its deed of trust by party and parcel, and the weekly run keeps reading them. The match needs the same borrower on both instruments, so a loan released under a successor lender and a re-spelled borrower can still show as outstanding — a loan page dates every fact it carries. Unlike most Texas counties, Harris records a trustee's deed under its own code, so a foreclosure is matched directly and the loan is marked as foreclosed rather than left looking live.
What Texas does not publish
Texas is a non-disclosure state: a deed states no sale price, so an origination loan-to-value cannot be computed here the way it can in New York. Maturity is stated on roughly two deeds in five; for the rest we model a due date from the lender type and say so, field by field, on the record itself.
Commercial loans maturing in Harris County: the county's maturity windows, property mix and the lenders behind the loans coming due, counted from the record. The most active lenders in Harris County: who has closed there in the last three years, by property type and loan size, dated to each lender's last deal.
How the data is built · Dallas–Fort Worth · Austin · San Antonio · New York City
Research on this market
- Who lends on Texas commercial real estate: the 25 most active lenders in Dallas–Fort Worth, San Antonio and Austin (2026)
The lenders behind 15,985 commercial mortgages recorded in Dallas–Fort Worth, San Antonio and Austin over the last three years, ranked by what they funded, by county, property type and loan size — and why no lender owns Texas the way one owns New York.
- How to find the owner of a commercial property in Texas, even behind an LLC (2026)
Texas is the opposite of New York: the state itself publishes who runs an LLC. The appraisal district names the owner of record and a mailing address, the Comptroller's franchise-tax search lists the officers and managers every LLC must report each year, and the deed of trust's signature page names who committed the entity to the loan. Where each one is, what it costs (one search is $1, the rest are free), and which one reaches a decision-maker.
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