Commercial loans maturing in Franklin County
480 of the 1,866 active commercial loans recorded in Franklin County mature in the next 12 months, as of Nov 4, 2026. 81 of those dates are stated on the recorded instrument ($1.51B of original principal); 399 are modelled by lender type and marked as estimates. 42 loans are past a stated maturity with no payoff on file.
Every figure on this page is counted from the Recorder record for Franklin County: loans of $1M and up with an active lien, re-verified against the recorder each week, with the collateral matched to Auditor. A maturity read off the instrument is a fact; a modelled one is an estimate, and the tables below keep the two apart.
- Active commercial loans
- 1,866
- Maturing in the next 12 months
- 480
- Stated on the instrument
- 37%
- Median loan
- $3.6M
Franklin County, Recorder. As of Nov 4, 2026.
When the loans come due
| Window | Loans | Stated on the instrument | Estimated | Stated principal |
|---|---|---|---|---|
| Next 6 months | 257 | 41 | 216 | $676.1M |
| 6 to 12 months out | 223 | 40 | 183 | $834.8M |
| 12 to 24 months out | 24 | 20 | 4 | $411.7M |
| Past maturity, no payoff recorded (1–24 months) | 42 | 42 | — | $956.6M |
Active commercial loans in Franklin County by best-available maturity: the stated date where the recorded instrument has one, otherwise the modelled date. The past window counts stated dates only (and a rate reset read from the rider), never a lapsed estimate — a short guess is not a loan past due. Stated principal is the original amount of the stated loans, excluding facility counterparts and recordings outside the headline guards on the methodology page.
What the collateral is
| Property type | Active loans | Maturing in 12 months |
|---|---|---|
| Not classified by the county | 436 | 83 |
| Multifamily | 323 | 85 |
| Retail | 235 | 66 |
| Industrial | 207 | 63 |
| Office | 174 | 40 |
| Residential 1–4 Units | 122 | 46 |
| Commercial (general) | 103 | 25 |
| Special Purpose | 60 | 17 |
| Other types | 206 | 55 |
Property type from Auditor. A blanket loan over several lots counts once, under the type the county records most often for it.
Who wrote the loans coming due
| Lender | Type | Active loans | Maturing in 12 months | Stated |
|---|---|---|---|---|
| PREMIER BANK | Bank | 47 | 21 | 0 |
| THE HUNTINGTON NATIONAL BANK | Bank | 71 | 20 | 7 |
| NEW YORK COMMUNITY BANK | Bank | 20 | 19 | 0 |
| OHIO STATE BANK | Bank | 33 | 16 | 0 |
| PARK NATIONAL BANK | Bank | 64 | 15 | 1 |
| LCNB NATIONAL BANK | Bank | 35 | 11 | 0 |
| MIDDLEFIELD BANKING CO | — | 17 | 11 | 1 |
| HEARTLAND BANK | Bank | 46 | 10 | 0 |
| UNION BANK CO | Bank | 24 | 10 | 0 |
| TELHIO CREDIT UNION INC | Credit union | 36 | 9 | 2 |
The ten institutions with the most Franklin County loans maturing in the next 12 months, as the originator of record. Spellings are grouped into institutions (one bank records under dozens of names); a successor or trade name is folded by the lender crosswalk on the methodology page. Stated = the loan's maturity is on the instrument. Who has been lending here lately, by property type and loan size, is on the Franklin County lender page.
See the loans behind these numbers
The list builder opens on Franklin County, next 12 months: every loan with its lender, amount and maturity, stated or estimated, and the owner behind the LLC on each one.
Open the Franklin County listFree seatNo card10 owner reveals60 searchesNothing expires
One building in Franklin County?
Type its address and see every active mortgage recorded on it — lender, amount and the maturity read from the instrument, or an estimate marked ≈. Free, no account.
Searches Columbus. Only the house number and street matter — leave off the unit.
How these numbers are counted
- Source of record. Every loan is a recorded instrument in Recorder for Franklin County, matched to its parcel in Auditor. Trade press is not a source.
- Scope. Columbus is a light read: Circlemark lists the mortgages whose maturity falls inside the next twelve months — the origination years that a five-, seven- or ten-year term or a three-year bridge puts due now — rather than every loan recorded since 2015, and reads each one's first pages for the stated principal and maturity. A loan due in three years is not listed yet. How the light read works.
- Floor. Loans of $1M and up on commercial collateral. A loan on a single house is excluded; a blanket over three or more houses is a portfolio and counts once.
- Active means active. A recorded satisfaction, release, consolidation or foreclosure drops the loan the week it is recorded. Franklin County is re-read every week.
- Stated versus estimated. A stated maturity is read from the scanned instrument and cited to its page. Where the document states none, the date is modelled from the origination date and the lender type's usual term, always marked ≈, never presented as a fact — and never counted as past due.
- As of Nov 4, 2026. The counters are recomputed daily from the record; this page cites the last run.
- Kept monthly. The last run of each month is Franklin County's entry in the Circlemark Maturity Index, so each edition can say what moved.
The full method, provenance tiers and known gaps are on the methodology page; what is particular to this market is on the Columbus page.
Questions
How many commercial loans in Franklin County mature in the next 12 months?
480 of the 1,866 active commercial loans Circlemark tracks in Franklin County have a maturity in the next 12 months, as of Nov 4, 2026. 81 of those dates are stated on the recorded instrument; the other 399 are modelled from the origination date and the lender's usual term, and are always labelled as estimates.
Where do Franklin County maturity dates come from?
From the recorded document. Recorder indexes the parties and the parcel, never the term, so Circlemark reads the scanned instrument and cites the stated maturity to its page. 689 of the 1,866 active loans here (37%) state one; the rest carry a modelled date marked with ≈, never shown as a fact.
Which lenders have the most Franklin County loans coming due?
By loans maturing in the next 12 months: PREMIER BANK, THE HUNTINGTON NATIONAL BANK, NEW YORK COMMUNITY BANK. The table above ranks the ten institutions with the most loans coming due in Franklin County, grouped by institution rather than by the spelling on each recording, with how many of each lender's dates are stated on the instrument.