Commercial loans maturing in Wayne County
346 of the 2,112 active commercial loans recorded in Wayne County mature in the next 12 months, as of Nov 4, 2026. 10 of those dates are stated on the recorded instrument ($54M of original principal); 336 are modelled by lender type and marked as estimates.
Every figure on this page is counted from the Register of Deeds record for Wayne County: loans of $1M and up with an active lien, re-verified against the recorder each week, with the collateral matched to Assessor. A maturity read off the instrument is a fact; a modelled one is an estimate, and the tables below keep the two apart.
- Active commercial loans
- 2,112
- Maturing in the next 12 months
- 346
- Stated on the instrument
- 4%
- Median loan
- $2.8M
Wayne County, Register of Deeds. As of Nov 4, 2026.
When the loans come due
| Window | Loans | Stated on the instrument | Estimated | Stated principal |
|---|---|---|---|---|
| Next 6 months | 177 | 4 | 173 | $15.5M |
| 6 to 12 months out | 169 | 6 | 163 | $38.6M |
| 12 to 24 months out | 51 | 4 | 47 | $78.1M |
| Past maturity, no payoff recorded (1–24 months) | 0 | 0 | — | — |
Active commercial loans in Wayne County by best-available maturity: the stated date where the recorded instrument has one, otherwise the modelled date. The past window counts stated dates only (and a rate reset read from the rider), never a lapsed estimate — a short guess is not a loan past due. Stated principal is the original amount of the stated loans, excluding facility counterparts and recordings outside the headline guards on the methodology page.
What the collateral is
| Property type | Active loans | Maturing in 12 months |
|---|---|---|
| Not classified by the county | 1,539 | 255 |
| Multifamily | 168 | 21 |
| Land | 159 | 32 |
| Retail | 86 | 14 |
| Industrial | 48 | 12 |
| Office | 28 | 5 |
| Residential 1–4 Units | 26 | 1 |
| Commercial (general) | 16 | 3 |
| Other types | 42 | 3 |
Property type from Assessor. A blanket loan over several lots counts once, under the type the county records most often for it.
Who wrote the loans coming due
| Lender | Type | Active loans | Maturing in 12 months | Stated |
|---|---|---|---|---|
| BANK OF ANN ARBOR | Bank | 50 | 14 | 0 |
| THE HUNTINGTON NATIONAL BANK | Bank | 63 | 11 | 0 |
| INDEPENDENT BANK | Bank | 58 | 11 | 0 |
| FIRST MERCHANTS BANK | Bank | 50 | 9 | 0 |
| STATE BANK | Bank | 17 | 9 | 0 |
| GENISYS CREDIT UNION | Credit union | 35 | 8 | 0 |
| CITIZENS BANK NA | Bank | 29 | 8 | 0 |
| BERKADIA COMMERCIAL MTG LLC | — | 40 | 7 | 0 |
| COMERICA BANK | Bank | 35 | 7 | 0 |
| KEYBANK | Bank | 16 | 7 | 0 |
The ten institutions with the most Wayne County loans maturing in the next 12 months, as the originator of record. Spellings are grouped into institutions (one bank records under dozens of names); a successor or trade name is folded by the lender crosswalk on the methodology page. Stated = the loan's maturity is on the instrument. Who has been lending here lately, by property type and loan size, is on the Wayne County lender page.
See the loans behind these numbers
The list builder opens on Wayne County, next 12 months: every loan with its lender, amount and maturity, stated or estimated, and the owner behind the LLC on each one.
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Type its address and see every active mortgage recorded on it — lender, amount and the maturity read from the instrument, or an estimate marked ≈. Free, no account.
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How these numbers are counted
- Source of record. Every loan is a recorded instrument in Register of Deeds for Wayne County, matched to its parcel in Assessor. Trade press is not a source.
- Scope. Detroit is an index-only read: Circlemark lists the mortgages whose maturity falls inside the next twelve months — the origination years that a five-, seven- or ten-year term or a three-year bridge puts due now — rather than every loan recorded since 2015. A loan due in three years is not listed yet. How the light read works.
- Floor. Loans of $1M and up on commercial collateral. A loan on a single house is excluded; a blanket over three or more houses is a portfolio and counts once.
- Active means active. A recorded satisfaction, release, consolidation or foreclosure drops the loan the week it is recorded. Wayne County is re-read every week.
- Stated versus estimated. No instrument is read in Wayne County: the Register of Deeds charges for its images, so the amount is the consideration it indexes and every maturity here is modelled from the origination date and the lender type's usual term, always marked ≈, never presented as a fact — and never counted as past due.
- As of Nov 4, 2026. The counters are recomputed daily from the record; this page cites the last run.
- Kept monthly. The last run of each month is Wayne County's entry in the Circlemark Maturity Index, so each edition can say what moved.
The full method, provenance tiers and known gaps are on the methodology page; what is particular to this market is on the Detroit page.
Questions
How many commercial loans in Wayne County mature in the next 12 months?
346 of the 2,112 active commercial loans Circlemark tracks in Wayne County have a maturity in the next 12 months, as of Nov 4, 2026. 10 of those dates are stated on the recorded instrument; the other 336 are modelled from the origination date and the lender's usual term, and are always labelled as estimates.
Where do Wayne County maturity dates come from?
From a model, in Wayne County. The Register of Deeds indexes the parties, the parcel and the consideration the recording tax was paid on, and charges for the image, so no instrument is read here and no maturity on this page is stated: every date is modelled from the origination date and the lender type's usual term, marked with ≈, never shown as a fact.
Which lenders have the most Wayne County loans coming due?
By loans maturing in the next 12 months: BANK OF ANN ARBOR, THE HUNTINGTON NATIONAL BANK, INDEPENDENT BANK. The table above ranks the ten institutions with the most loans coming due in Wayne County, grouped by institution rather than by the spelling on each recording, with how many of each lender's dates are stated on the instrument.