Who lends on commercial real estate in Wayne County

114 lenders have closed 1,477 commercial mortgages recorded in Wayne County since Nov 2023, counting only institutions with 3 or more here. The three most active: MSHDA, SOUTHSTATE BANK, HUNTINGTON NATIONAL BANK. Every row below is what a lender has recorded, dated to its last closing here — not a credit box, and not a promise that it is lending on the same terms today.

Counted from the Register of Deeds record for Wayne County: one row per loan, the originator of record only, every spelling of an institution folded together, loans of $1M and up on commercial collateral. The last 36 months, as of Nov 2026. Wayne County has 2,112 active commercial loans on file today.

The most active lenders

LenderTypeClosings in Wayne CountyIn DetroitTypical sizeActive as of
MSHDA—4949$2.1M–$11.1MSep 2026
SOUTHSTATE BANKBank4747$1.4M–$3MAug 2026
HUNTINGTON NATIONAL BANKBank4444$1.5M–$2.7MAug 2026
FIRST MERCHANTS BANKBank4343$1.3M–$3.8MSep 2026
COMMUNITY CHOICE CREDIT UNIONCredit union3434$1.3M–$2.6MJul 2026
GENISYS CREDIT UNIONCredit union3030$1.3M–$5MSep 2026
BERKADIA COMMERCIAL MTG—3030$3.3M–$9.9MAug 2026
DFCU FINANCIAL—2929$1.3M–$2.2MJul 2026
BANK OF ANN ARBORBank2828$1.2M–$2.4MAug 2026
CITY OF DETROIT—2727$2.4M–$5.4MSep 2026

Top 10 of 114 lenders with 3+ closings in Wayne County on this cut. All 114, with their lending desks — free seat.

Ranked by closings in Wayne County, then across Detroit. Typical size is the middle half of the lender's recorded amounts across Detroit. Active as of = the month of its last recorded closing in Wayne County.

By property type

The five most active lenders on each collateral type the county classifies, where at least 25 closings are on record. Fewer than that says nothing about who lends, so the cut is left out.

Multifamily · 102 closings, 9 lenders

LenderTypeClosings in Wayne CountyTypical sizeActive as of
MSHDA—11$2.8M–$11.7MMar 2026
BERKADIA COMMERCIAL MTG—7$4.3M–$9.3MAug 2026
CITY OF DETROIT—7$2.4M–$4.1MMar 2026
BERKADIA COMMERCIAL MORTGAGEAgency (Fannie/Freddie/HUD)6$2.6M–$6.6MFeb 2026
GENISYS CREDIT UNIONCredit union5$3.2M–$5MApr 2026

Top 5 of 9 lenders with 3+ closings in Wayne County on this cut. All 9, with their lending desks — free seat.

Retail · 98 closings, 7 lenders

LenderTypeClosings in Wayne CountyTypical sizeActive as of
COMMUNITY CHOICE CREDIT UNIONCredit union8$1.1M–$1.4MJun 2026
BARRICK PROPERTIES #40—6$1M–$5.1MOct 2025
UNITED FEDERAL CREDIT UNIONCredit union4$1.1M–$1.4MFeb 2026
TEAM ONE CREDIT UNIONCredit union4$1.5M–$1.9MOct 2025
CITIZENS STATE BANKBank3$1.6M–$1.9MJul 2026

Top 5 of 7 lenders with 3+ closings in Wayne County on this cut. All 7, with their lending desks — free seat.

Industrial · 36 closings, 2 lenders

LenderTypeClosings in Wayne CountyTypical sizeActive as of
COMERICA BANKBank3$2M–$2.7MSep 2025
PNC BANKBank3$4.5M–$7.2MAug 2025

Land · 142 closings, 12 lenders

LenderTypeClosings in Wayne CountyTypical sizeActive as of
CITY OF DETROIT—6$2.1M–$4.2MSep 2026
SOUTHSTATE BANKBank6$1.8M–$2.5MApr 2026
MSHDA—5$9.1M–$43.2MSep 2026
FIFTH THIRD BANKBank5$5M–$13.2MAug 2025
INVEST DETROIT FOUNDATION—4$1.8M–$2.5MAug 2026

Top 5 of 12 lenders with 3+ closings in Wayne County on this cut. All 12, with their lending desks — free seat.

By loan size

The five most active lenders in each size band, by the original principal recorded. A lender that leads at $1M–$3M is rarely the one to call at $25M.

$1M–$3M · 832 closings, 74 lenders

LenderTypeClosings in Wayne CountyTypical sizeActive as of
SOUTHSTATE BANKBank38$1.3M–$2.5MAug 2026
HUNTINGTON NATIONAL BANKBank33$1.4M–$2.2MJul 2026
FIRST MERCHANTS BANKBank29$1.2M–$2.4MSep 2026
COMMUNITY CHOICE CREDIT UNIONCredit union27$1.2M–$2.1MJul 2026
DFCU FINANCIAL—26$1.3M–$2MJul 2026

Top 5 of 74 lenders with 3+ closings in Wayne County on this cut. All 74, with their lending desks — free seat.

$3M–$10M · 414 closings, 45 lenders

LenderTypeClosings in Wayne CountyTypical sizeActive as of
MSHDA—18$4.2M–$7.1MSep 2026
CITY OF DETROIT—17$3.6M–$6.8MSep 2026
BERKADIA COMMERCIAL MTG—16$4.6M–$7.3MJul 2026
GENISYS CREDIT UNIONCredit union12$4.7M–$6.4MSep 2026
FARMERS AND MERCHANTS STATE BANKBank11$3.8M–$5.7MAug 2026

Top 5 of 45 lenders with 3+ closings in Wayne County on this cut. All 45, with their lending desks — free seat.

$10M–$25M · 145 closings, 14 lenders

LenderTypeClosings in Wayne CountyTypical sizeActive as of
MSHDA—12$11.6M–$19MJan 2026
CIBC BANK USABank8$13.2M–$20.4MMay 2026
BANK OF AMERICABank6$13.2M–$22.6MMay 2026
FIFTH THIRD BANKBank5$13.2M–$15.3MJun 2026
WALKER & DUNLOPAgency (Fannie/Freddie/HUD)5$11.6M–$20.5MJan 2026

Top 5 of 14 lenders with 3+ closings in Wayne County on this cut. All 14, with their lending desks — free seat.

$25M and up · 123 closings, 13 lenders

LenderTypeClosings in Wayne CountyTypical sizeActive as of
BANK OF AMERICABank5$29M–$56.4MAug 2026
MERCHANTS BANK OF INDIANABank5$56.3M–$99.5MDec 2025
HUNTINGTON NATIONAL BANKBank4$28.7M–$68.8MAug 2026
WELLS FARGO BANKBank4$93.8M–$155MMar 2026
PRUDENTIAL INSURANCE OF AMERICALife company / insurer4$43.8M–$69.3MMar 2026

Top 5 of 13 lenders with 3+ closings in Wayne County on this cut. All 13, with their lending desks — free seat.

Every lender in Wayne County, with the desk to call

The lender search opens on Wayne County: all 114 institutions with closings here and the rest of Detroit's 114 behind them, any property type and size band, each one's recorded footprint by county and quarter, and the commercial lending people their own team pages name — with published work emails where there are any.

Search Wayne County lenders free

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How these lenders are counted

  • Source of record. Every closing is a mortgage recorded in Register of Deeds for Wayne County, credited to the lender the instrument names. A nominee, servicer or trustee in that position is not counted — MERS has never lent anyone anything.
  • One institution, many spellings. A bank records under dozens of names; they are grouped into one institution, and a successor or trade name is folded by the lender crosswalk on the methodology page. The clerk never updates a name after a merger, so a bank that no longer exists still appears on the record under its old name until a crosswalk row folds it.
  • One loan, one closing. A blanket loan over several lots, or a facility recorded once per property, counts once.
  • Revealed, not stated. This is what each lender has done, not what it says it wants. No lender has told us its credit box, and the page never guesses one from the sizes it has closed.
  • Dated. The window is the last 36 months to Nov 2026; a lender's row ends with its last closing here. Re-counted every six hours from the weekly re-read of the record.

When these loans come due is on the Wayne County maturities page.

Lenders elsewhere