Who lends on commercial real estate in Wayne County
114 lenders have closed 1,477 commercial mortgages recorded in Wayne County since Nov 2023, counting only institutions with 3 or more here. The three most active: MSHDA, SOUTHSTATE BANK, HUNTINGTON NATIONAL BANK. Every row below is what a lender has recorded, dated to its last closing here — not a credit box, and not a promise that it is lending on the same terms today.
Counted from the Register of Deeds record for Wayne County: one row per loan, the originator of record only, every spelling of an institution folded together, loans of $1M and up on commercial collateral. The last 36 months, as of Nov 2026. Wayne County has 2,112 active commercial loans on file today.
The most active lenders
| Lender | Type | Closings in Wayne County | In Detroit | Typical size | Active as of |
|---|---|---|---|---|---|
| MSHDA | — | 49 | 49 | $2.1M–$11.1M | Sep 2026 |
| SOUTHSTATE BANK | Bank | 47 | 47 | $1.4M–$3M | Aug 2026 |
| HUNTINGTON NATIONAL BANK | Bank | 44 | 44 | $1.5M–$2.7M | Aug 2026 |
| FIRST MERCHANTS BANK | Bank | 43 | 43 | $1.3M–$3.8M | Sep 2026 |
| COMMUNITY CHOICE CREDIT UNION | Credit union | 34 | 34 | $1.3M–$2.6M | Jul 2026 |
| GENISYS CREDIT UNION | Credit union | 30 | 30 | $1.3M–$5M | Sep 2026 |
| BERKADIA COMMERCIAL MTG | — | 30 | 30 | $3.3M–$9.9M | Aug 2026 |
| DFCU FINANCIAL | — | 29 | 29 | $1.3M–$2.2M | Jul 2026 |
| BANK OF ANN ARBOR | Bank | 28 | 28 | $1.2M–$2.4M | Aug 2026 |
| CITY OF DETROIT | — | 27 | 27 | $2.4M–$5.4M | Sep 2026 |
Top 10 of 114 lenders with 3+ closings in Wayne County on this cut. All 114, with their lending desks — free seat.
Ranked by closings in Wayne County, then across Detroit. Typical size is the middle half of the lender's recorded amounts across Detroit. Active as of = the month of its last recorded closing in Wayne County.
By property type
The five most active lenders on each collateral type the county classifies, where at least 25 closings are on record. Fewer than that says nothing about who lends, so the cut is left out.
Multifamily · 102 closings, 9 lenders
| Lender | Type | Closings in Wayne County | Typical size | Active as of |
|---|---|---|---|---|
| MSHDA | — | 11 | $2.8M–$11.7M | Mar 2026 |
| BERKADIA COMMERCIAL MTG | — | 7 | $4.3M–$9.3M | Aug 2026 |
| CITY OF DETROIT | — | 7 | $2.4M–$4.1M | Mar 2026 |
| BERKADIA COMMERCIAL MORTGAGE | Agency (Fannie/Freddie/HUD) | 6 | $2.6M–$6.6M | Feb 2026 |
| GENISYS CREDIT UNION | Credit union | 5 | $3.2M–$5M | Apr 2026 |
Top 5 of 9 lenders with 3+ closings in Wayne County on this cut. All 9, with their lending desks — free seat.
Retail · 98 closings, 7 lenders
| Lender | Type | Closings in Wayne County | Typical size | Active as of |
|---|---|---|---|---|
| COMMUNITY CHOICE CREDIT UNION | Credit union | 8 | $1.1M–$1.4M | Jun 2026 |
| BARRICK PROPERTIES #40 | — | 6 | $1M–$5.1M | Oct 2025 |
| UNITED FEDERAL CREDIT UNION | Credit union | 4 | $1.1M–$1.4M | Feb 2026 |
| TEAM ONE CREDIT UNION | Credit union | 4 | $1.5M–$1.9M | Oct 2025 |
| CITIZENS STATE BANK | Bank | 3 | $1.6M–$1.9M | Jul 2026 |
Top 5 of 7 lenders with 3+ closings in Wayne County on this cut. All 7, with their lending desks — free seat.
Industrial · 36 closings, 2 lenders
| Lender | Type | Closings in Wayne County | Typical size | Active as of |
|---|---|---|---|---|
| COMERICA BANK | Bank | 3 | $2M–$2.7M | Sep 2025 |
| PNC BANK | Bank | 3 | $4.5M–$7.2M | Aug 2025 |
Land · 142 closings, 12 lenders
| Lender | Type | Closings in Wayne County | Typical size | Active as of |
|---|---|---|---|---|
| CITY OF DETROIT | — | 6 | $2.1M–$4.2M | Sep 2026 |
| SOUTHSTATE BANK | Bank | 6 | $1.8M–$2.5M | Apr 2026 |
| MSHDA | — | 5 | $9.1M–$43.2M | Sep 2026 |
| FIFTH THIRD BANK | Bank | 5 | $5M–$13.2M | Aug 2025 |
| INVEST DETROIT FOUNDATION | — | 4 | $1.8M–$2.5M | Aug 2026 |
Top 5 of 12 lenders with 3+ closings in Wayne County on this cut. All 12, with their lending desks — free seat.
By loan size
The five most active lenders in each size band, by the original principal recorded. A lender that leads at $1M–$3M is rarely the one to call at $25M.
$1M–$3M · 832 closings, 74 lenders
| Lender | Type | Closings in Wayne County | Typical size | Active as of |
|---|---|---|---|---|
| SOUTHSTATE BANK | Bank | 38 | $1.3M–$2.5M | Aug 2026 |
| HUNTINGTON NATIONAL BANK | Bank | 33 | $1.4M–$2.2M | Jul 2026 |
| FIRST MERCHANTS BANK | Bank | 29 | $1.2M–$2.4M | Sep 2026 |
| COMMUNITY CHOICE CREDIT UNION | Credit union | 27 | $1.2M–$2.1M | Jul 2026 |
| DFCU FINANCIAL | — | 26 | $1.3M–$2M | Jul 2026 |
Top 5 of 74 lenders with 3+ closings in Wayne County on this cut. All 74, with their lending desks — free seat.
$3M–$10M · 414 closings, 45 lenders
| Lender | Type | Closings in Wayne County | Typical size | Active as of |
|---|---|---|---|---|
| MSHDA | — | 18 | $4.2M–$7.1M | Sep 2026 |
| CITY OF DETROIT | — | 17 | $3.6M–$6.8M | Sep 2026 |
| BERKADIA COMMERCIAL MTG | — | 16 | $4.6M–$7.3M | Jul 2026 |
| GENISYS CREDIT UNION | Credit union | 12 | $4.7M–$6.4M | Sep 2026 |
| FARMERS AND MERCHANTS STATE BANK | Bank | 11 | $3.8M–$5.7M | Aug 2026 |
Top 5 of 45 lenders with 3+ closings in Wayne County on this cut. All 45, with their lending desks — free seat.
$10M–$25M · 145 closings, 14 lenders
| Lender | Type | Closings in Wayne County | Typical size | Active as of |
|---|---|---|---|---|
| MSHDA | — | 12 | $11.6M–$19M | Jan 2026 |
| CIBC BANK USA | Bank | 8 | $13.2M–$20.4M | May 2026 |
| BANK OF AMERICA | Bank | 6 | $13.2M–$22.6M | May 2026 |
| FIFTH THIRD BANK | Bank | 5 | $13.2M–$15.3M | Jun 2026 |
| WALKER & DUNLOP | Agency (Fannie/Freddie/HUD) | 5 | $11.6M–$20.5M | Jan 2026 |
Top 5 of 14 lenders with 3+ closings in Wayne County on this cut. All 14, with their lending desks — free seat.
$25M and up · 123 closings, 13 lenders
| Lender | Type | Closings in Wayne County | Typical size | Active as of |
|---|---|---|---|---|
| BANK OF AMERICA | Bank | 5 | $29M–$56.4M | Aug 2026 |
| MERCHANTS BANK OF INDIANA | Bank | 5 | $56.3M–$99.5M | Dec 2025 |
| HUNTINGTON NATIONAL BANK | Bank | 4 | $28.7M–$68.8M | Aug 2026 |
| WELLS FARGO BANK | Bank | 4 | $93.8M–$155M | Mar 2026 |
| PRUDENTIAL INSURANCE OF AMERICA | Life company / insurer | 4 | $43.8M–$69.3M | Mar 2026 |
Top 5 of 13 lenders with 3+ closings in Wayne County on this cut. All 13, with their lending desks — free seat.
Every lender in Wayne County, with the desk to call
The lender search opens on Wayne County: all 114 institutions with closings here and the rest of Detroit's 114 behind them, any property type and size band, each one's recorded footprint by county and quarter, and the commercial lending people their own team pages name — with published work emails where there are any.
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How these lenders are counted
- Source of record. Every closing is a mortgage recorded in Register of Deeds for Wayne County, credited to the lender the instrument names. A nominee, servicer or trustee in that position is not counted — MERS has never lent anyone anything.
- One institution, many spellings. A bank records under dozens of names; they are grouped into one institution, and a successor or trade name is folded by the lender crosswalk on the methodology page. The clerk never updates a name after a merger, so a bank that no longer exists still appears on the record under its old name until a crosswalk row folds it.
- One loan, one closing. A blanket loan over several lots, or a facility recorded once per property, counts once.
- Revealed, not stated. This is what each lender has done, not what it says it wants. No lender has told us its credit box, and the page never guesses one from the sizes it has closed.
- Dated. The window is the last 36 months to Nov 2026; a lender's row ends with its last closing here. Re-counted every six hours from the weekly re-read of the record.
When these loans come due is on the Wayne County maturities page.