Who lends on commercial real estate in Franklin County

70 lenders have closed 641 commercial mortgages recorded in Franklin County since Nov 2023, counting only institutions with 3 or more here. The three most active: HUNTINGTON NATIONAL BANK, PARK NATIONAL BANK, WESBANCO BANK. Every row below is what a lender has recorded, dated to its last closing here — not a credit box, and not a promise that it is lending on the same terms today.

Counted from the Recorder record for Franklin County: one row per loan, the originator of record only, every spelling of an institution folded together, loans of $1M and up on commercial collateral. The last 36 months, as of Nov 2026. Franklin County has 1,866 active commercial loans on file today.

The most active lenders

LenderTypeClosings in Franklin CountyIn ColumbusTypical sizeActive as of
HUNTINGTON NATIONAL BANKBank2626$1.8M–$13.9MOct 2024
PARK NATIONAL BANKBank2424$1.5M–$4.3MOct 2024
WESBANCO BANKBank1616$1.3M–$19.2MOct 2024
HEARTLAND BANKBank1515$1.4M–$3.3MOct 2024
TELHIO CREDIT UNIONCredit union1515$1.5M–$2.9MSep 2024
STATE BANK AND TRUSTBank1414$1.6M–$2.7MSep 2024
S & T BANKBank1313$1.2M–$3.6MOct 2024
BANK OF AMERICABank1212$3M–$368MSep 2024
FIRST FINANCIAL BANKBank1111$1.4M–$3.6MOct 2024
WELLS FARGO BANKBank1010$7.3M–$30.8MOct 2024

Top 10 of 70 lenders with 3+ closings in Franklin County on this cut. All 70, with their lending desks — free seat.

Ranked by closings in Franklin County, then across Columbus. Typical size is the middle half of the lender's recorded amounts across Columbus. Active as of = the month of its last recorded closing in Franklin County.

By property type

The five most active lenders on each collateral type the county classifies, where at least 25 closings are on record. Fewer than that says nothing about who lends, so the cut is left out.

Multifamily · 112 closings, 14 lenders

LenderTypeClosings in Franklin CountyTypical sizeActive as of
BERKADIA COMMERCIAL MORTGAGEAgency (Fannie/Freddie/HUD)5$3.6M–$8MDec 2023
NEWMARKAgency (Fannie/Freddie/HUD)4$11.9M–$18MSep 2024
COLUMBUS HOUSING PARTNERSHIP—4$2M–$4.2MDec 2023
LUMENT REAL ESTATE CAPITALAgency (Fannie/Freddie/HUD)3$26.3M–$44.1MOct 2024
HOUSING ACTION FUNDDebt fund / private3$4.8M–$4.9MOct 2024

Top 5 of 14 lenders with 3+ closings in Franklin County on this cut. All 14, with their lending desks — free seat.

Office · 75 closings, 8 lenders

LenderTypeClosings in Franklin CountyTypical sizeActive as of
PARK NATIONAL BANKBank6$2M–$2.4MSep 2024
HUNTINGTON NATIONAL BANKBank5$1M–$2.6MOct 2024
NORTHSTAR BANKBank4$1.5M–$1.9MMar 2024
JPMORGAN CHASE BANKBank3$1.1M–$1.2MSep 2024
FIFTH THIRD BANKBank3$6.2M–$16.9MSep 2024

Top 5 of 8 lenders with 3+ closings in Franklin County on this cut. All 8, with their lending desks — free seat.

Retail · 85 closings, 9 lenders

LenderTypeClosings in Franklin CountyTypical sizeActive as of
PARK NATIONAL BANKBank7$1.2M–$2MOct 2024
TELHIO CREDIT UNIONCredit union5$1.5M–$8MAug 2024
WESBANCO BANKBank5$2.1M–$3.5MJul 2024
S & T BANKBank4$1.3M–$4.6MFeb 2024
COMMUNITY CAPITAL DEVELOPMENTDebt fund / private3$1M–$1.2MOct 2024

Top 5 of 9 lenders with 3+ closings in Franklin County on this cut. All 9, with their lending desks — free seat.

Industrial · 95 closings, 7 lenders

LenderTypeClosings in Franklin CountyTypical sizeActive as of
MIDDLEFIELD BANKING—4$1.2M–$15MOct 2024
WESBANCO BANKBank4$1M–$9.4MOct 2024
TRUIST BANKBank4$3.5M–$54.1MOct 2024
HUNTINGTON NATIONAL BANKBank4$1.9M–$3.4MOct 2024
BANK OF AMERICABank4$3.7M–$200.6MJun 2024

Top 5 of 7 lenders with 3+ closings in Franklin County on this cut. All 7, with their lending desks — free seat.

Land · 57 closings, 3 lenders

LenderTypeClosings in Franklin CountyTypical sizeActive as of
HUNTINGTON NATIONAL BANKBank5$1.8M–$19.4MOct 2024
TELHIO CREDIT UNIONCredit union5$1.5M–$8MSep 2024
KISH BANKBank5$4.8M–$8.5MJun 2024

By loan size

The five most active lenders in each size band, by the original principal recorded. A lender that leads at $1M–$3M is rarely the one to call at $25M.

$1M–$3M · 310 closings, 38 lenders

LenderTypeClosings in Franklin CountyTypical sizeActive as of
PARK NATIONAL BANKBank16$1.3M–$2.1MOct 2024
HUNTINGTON NATIONAL BANKBank13$1.4M–$2.1MOct 2024
HEARTLAND BANKBank11$1.3M–$1.9MOct 2024
STATE BANK AND TRUSTBank11$1.5M–$2.7MSep 2024
TELHIO CREDIT UNIONCredit union11$1.4M–$1.9MSep 2024

Top 5 of 38 lenders with 3+ closings in Franklin County on this cut. All 38, with their lending desks — free seat.

$3M–$10M · 144 closings, 16 lenders

LenderTypeClosings in Franklin CountyTypical sizeActive as of
OHIO HOUSING FINANCE AGENCYDebt fund / private7$4.1M–$4.8MOct 2024
PARK NATIONAL BANKBank7$4.3M–$7MSep 2024
HUNTINGTON NATIONAL BANKBank5$3.4M–$7.1MAug 2024
BERKADIA COMMERCIAL MORTGAGEAgency (Fannie/Freddie/HUD)5$3.6M–$8MDec 2023
HOUSING ACTION FUNDDebt fund / private4$4.8M–$5MOct 2024

Top 5 of 16 lenders with 3+ closings in Franklin County on this cut. All 16, with their lending desks — free seat.

$10M–$25M · 82 closings, 6 lenders

LenderTypeClosings in Franklin CountyTypical sizeActive as of
HUNTINGTON NATIONAL BANKBank5$12M–$15MSep 2024
WRIGHT PATT CREDIT UNIONCredit union4$13.7M–$22.9MJun 2024
NEWMARKAgency (Fannie/Freddie/HUD)3$15.3M–$18.5MSep 2024
MIDDLEFIELD BANKING—3$15M–$15MAug 2024
NEWPOINT REAL ESTATE CAPITALAgency (Fannie/Freddie/HUD)3$13.8M–$19.4MJul 2024

Top 5 of 6 lenders with 3+ closings in Franklin County on this cut. All 6, with their lending desks — free seat.

$25M and up · 114 closings, 11 lenders

LenderTypeClosings in Franklin CountyTypical sizeActive as of
US BANK TRUST TRBank7$171.6M–$754MOct 2024
BANK OF AMERICABank6$200.6M–$400.8MJul 2024
KEYBANKBank5$38.9M–$54.9MOct 2024
NEWMARKAgency (Fannie/Freddie/HUD)5$46.9M–$60.7MJul 2024
HUNTINGTON NATIONAL BANKBank4$40.9M–$90.1MOct 2024

Top 5 of 11 lenders with 3+ closings in Franklin County on this cut. All 11, with their lending desks — free seat.

Every lender in Franklin County, with the desk to call

The lender search opens on Franklin County: all 70 institutions with closings here and the rest of Columbus's 70 behind them, any property type and size band, each one's recorded footprint by county and quarter, and the commercial lending people their own team pages name — with published work emails where there are any.

Search Franklin County lenders free

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How these lenders are counted

  • Source of record. Every closing is a mortgage recorded in Recorder for Franklin County, credited to the lender the instrument names. A nominee, servicer or trustee in that position is not counted — MERS has never lent anyone anything.
  • One institution, many spellings. A bank records under dozens of names; they are grouped into one institution, and a successor or trade name is folded by the lender crosswalk on the methodology page. The clerk never updates a name after a merger, so a bank that no longer exists still appears on the record under its old name until a crosswalk row folds it.
  • One loan, one closing. A blanket loan over several lots, or a facility recorded once per property, counts once.
  • Revealed, not stated. This is what each lender has done, not what it says it wants. No lender has told us its credit box, and the page never guesses one from the sizes it has closed.
  • Dated. The window is the last 36 months to Nov 2026; a lender's row ends with its last closing here. Re-counted every six hours from the weekly re-read of the record.

When these loans come due is on the Franklin County maturities page.

Lenders elsewhere