Who lends on commercial real estate in Harris County

The most active lenders

Top 10 of 181 lenders with 3+ closings in Harris County on this cut. All 181, with their lending desks — free seat.

Ranked by closings in Harris County, then across Houston. Typical size is the middle half of the lender's recorded amounts across Houston. Active as of = the month of its last recorded closing in Harris County.

By property type

The five most active lenders on each collateral type the county classifies, where at least 25 closings are on record. Fewer than that says nothing about who lends, so the cut is left out.

By loan size

The five most active lenders in each size band, by the original principal recorded. A lender that leads at $1M–$3M is rarely the one to call at $25M.

How these lenders are counted

• Source of record. Every closing is a mortgage recorded in County Clerk for Harris County, credited to the lender the instrument names. A nominee, servicer or trustee in that position is not counted — MERS has never lent anyone anything.
• One institution, many spellings. A bank records under dozens of names; they are grouped into one institution, and a successor or trade name is folded by the lender crosswalk on the methodology page. The clerk never updates a name after a merger, so a bank that no longer exists still appears on the record under its old name until a crosswalk row folds it.
• One loan, one closing. A blanket loan over several lots, or a facility recorded once per property, counts once.
• Revealed, not stated. This is what each lender has done, not what it says it wants. No lender has told us its credit box, and the page never guesses one from the sizes it has closed.
• Dated. The window is the last 36 months to Oct 2026; a lender's row ends with its last closing here. Re-counted every six hours from the weekly re-read of the record.

When these loans come due is on the Harris County maturities page.