Gulf Capital Bank
Bank · Houston, Austin, Dallas–Fort Worth, San Antonio · active as of Sep 2026
Gulf Capital Bank has 20 commercial mortgage closings on record since Nov 2023, in 2 counties — most in Harris, Travis. The middle half of its loans ran $1.5M–$4.1M, median $2.2M. Everything below is what the county record shows this lender did, dated to its last closing — not a credit box, and not a promise that it is lending on the same terms today.
Counted from the recorded mortgages that name Gulf Capital Bank as the lender: one row per loan, the originator of record only, every spelling the clerk used folded together (1 spelling). The last 36 months, as of Nov 2026; 30 loans on file in all since Nov 2020.
Where Gulf Capital Bank lends
| County | Market | Last 36 months | All time |
|---|---|---|---|
| Harris | Houston | 18 | 25 |
| Travis | Austin | 2 | 2 |
| Dallas | Dallas–Fort Worth | 0 | 1 |
| Bexar | San Antonio | 0 | 1 |
| Denton | Dallas–Fort Worth | 0 | 1 |
A county links to its own lender page — every institution that has closed there, ranked, by property type and loan size.
Closings by quarter
Recorded closings in each of the last 12 quarters. A lender that stopped reads as stopped: the bars are what was recorded, quarter by quarter, nothing smoothed.
What it lends on, and how much
Collateral
- Commercial (general)840%
- Unclassified735%
- Land315%
- Special Purpose15%
- Industrial15%
Loan size
- Middle half
- $1.5M–$4.1M
- Median
- $2.2M
- Largest single recording
- $15M
- Not tied to a purchase
- 92%of 12 classified
Recent closings
| Recorded | County | Collateral | Amount | Borrower |
|---|---|---|---|---|
| Sep 2, 2026 | Harris | Special Purpose | $5.2M | on the signed-in profile |
| Jun 8, 2026 | Harris | Commercial (general) | $1.1M | on the signed-in profile |
| Mar 27, 2026 | Harris | — | $6.2M | on the signed-in profile |
| Feb 27, 2026 | Harris | Commercial (general) | $1.7M | on the signed-in profile |
| Jan 30, 2026 | Harris | — | $1.3M | on the signed-in profile |
The 5 most recent of 30 recorded loans. The signed-in profile lists all of them with the property, the borrower and when each comes due.
3 people on record at Gulf Capital Bank
2 originators and relationship managers, 1 who runs the firm or its lending — the commercial lending people Gulf Capital Bank's own team page, its announcements and the county's filings name, each cited to its source, with published work emails where there are any. And every one of its 30 recorded loans, with the borrower, the collateral and when each comes due.
Open the Gulf Capital Bank profile freeOr email me when Gulf Capital Bank closes a loan — a saved search on this lender, newest first, with the weekly digest.
How this is counted
- Source of record. Every closing is a mortgage recorded with the county that names Gulf Capital Bank, or a spelling of it, as the lender. Loans where it appears as nominee, servicer or trustee are left out.
- One loan, one closing. A blanket loan over several lots, or a facility recorded once per property, counts once.
- Revealed, not stated. This is what Gulf Capital Bank has done, not what it says it wants. It has not told us its credit box, and this page never guesses one from the sizes it has closed.
- Dated. The window is the last 36 months to Nov 2026. Re-counted every six hours from the weekly re-read of the record. An institution has a page once it has 10 closings in the window.
How spellings become one institution is on the methodology page. The same count across a whole market, with the 25 most active lenders named, is in who lends on Texas commercial real estate.