Who lends on commercial real estate in Travis County
154 lenders have closed 2,255 commercial mortgages recorded in Travis County since Oct 2023, counting only institutions with 3 or more here. The three most active: HORIZON BANK, PROSPERITY BANK, LOAN RANGER CAPITAL INVESTMENTS. Every row below is what a lender has recorded, dated to its last closing here — not a credit box, and not a promise that it is lending on the same terms today.
Counted from the County Clerk record for Travis County: one row per loan, the originator of record only, every spelling of an institution folded together, loans of $1M and up on commercial collateral. The last 36 months, as of Oct 2026. Travis County has 8,794 active commercial loans on file today.
The most active lenders
| Lender | Type | Closings in Travis County | In Austin | Typical size | Active as of |
|---|---|---|---|---|---|
| HORIZON BANK | Bank | 78 | 78 | $1.6M–$4.2M | Oct 2026 |
| PROSPERITY BANK | Bank | 67 | 67 | $1.4M–$3.6M | Oct 2026 |
| LOAN RANGER CAPITAL INVESTMENTS | Debt fund / private | 61 | 61 | $1.4M–$2.4M | Jul 2026 |
| INTERNATIONAL BANK OF COMMERCE | Bank | 55 | 55 | $3.9M–$75M | Sep 2026 |
| PLAINSCAPITAL BANK | Bank | 51 | 51 | $1.9M–$5M | Sep 2026 |
| HUNTINGTON NATIONAL BANK | Bank | 51 | 51 | $1.7M–$50M | Aug 2026 |
| SOUTHSIDE BANK | Bank | 47 | 47 | $2M–$75M | Sep 2026 |
| FIRST-CITIZENS BANK & TRUST | Bank | 43 | 43 | $1.4M–$3.8M | Oct 2026 |
| FROST BANK | Bank | 41 | 41 | $1.4M–$4M | Oct 2026 |
| HOUSEMAX FUNDING | Debt fund / private | 40 | 40 | $1.3M–$2.6M | Sep 2026 |
Top 10 of 154 lenders with 3+ closings in Travis County on this cut. All 154, with their lending desks — free seat.
Ranked by closings in Travis County, then across Austin. Typical size is the middle half of the lender's recorded amounts across Austin. Active as of = the month of its last recorded closing in Travis County.
By property type
The five most active lenders on each collateral type the county classifies, where at least 25 closings are on record. Fewer than that says nothing about who lends, so the cut is left out.
Multifamily · 250 closings, 21 lenders
| Lender | Type | Closings in Travis County | Typical size | Active as of |
|---|---|---|---|---|
| BUILDER CIRCLE FINANCE | Debt fund / private | 15 | $2M–$2.3M | Mar 2026 |
| BERKADIA COMMERCIAL MORTGAGE | Agency (Fannie/Freddie/HUD) | 14 | $8.3M–$52M | Jun 2026 |
| WALKER & DUNLOP | Agency (Fannie/Freddie/HUD) | 5 | $8.2M–$13.8M | Aug 2026 |
| CBRE MULTIFAMILY CAPITAL | Agency (Fannie/Freddie/HUD) | 5 | $35.1M–$185.4M | Aug 2026 |
| INTERNATIONAL BANK OF COMMERCE | Bank | 5 | $7.1M–$10.3M | Jul 2026 |
Top 5 of 21 lenders with 3+ closings in Travis County on this cut. All 21, with their lending desks — free seat.
Land · 452 closings, 41 lenders
| Lender | Type | Closings in Travis County | Typical size | Active as of |
|---|---|---|---|---|
| LOAN RANGER CAPITAL INVESTMENTS | Debt fund / private | 25 | $1.3M–$2.3M | May 2026 |
| SOUTHSIDE BANK | Bank | 17 | $2M–$15M | Sep 2026 |
| PROSPERITY BANK | Bank | 16 | $1.4M–$5.1M | Sep 2026 |
| HORIZON BANK | Bank | 14 | $1.6M–$5.8M | Oct 2026 |
| SOUTHSTATE BANK | Bank | 14 | $1.6M–$4M | Jul 2026 |
Top 5 of 41 lenders with 3+ closings in Travis County on this cut. All 41, with their lending desks — free seat.
By loan size
The five most active lenders in each size band, by the original principal recorded. A lender that leads at $1M–$3M is rarely the one to call at $25M.
$1M–$3M · 1,087 closings, 86 lenders
| Lender | Type | Closings in Travis County | Typical size | Active as of |
|---|---|---|---|---|
| HORIZON BANK | Bank | 51 | $1.3M–$2M | Oct 2026 |
| LOAN RANGER CAPITAL INVESTMENTS | Debt fund / private | 50 | $1.3M–$2M | Jul 2026 |
| PROSPERITY BANK | Bank | 47 | $1.2M–$1.9M | Oct 2026 |
| HOUSEMAX FUNDING | Debt fund / private | 31 | $1.3M–$1.9M | Sep 2026 |
| FIRST-CITIZENS BANK & TRUST | Bank | 30 | $1.3M–$2.4M | Jul 2026 |
Top 5 of 86 lenders with 3+ closings in Travis County on this cut. All 86, with their lending desks — free seat.
$3M–$10M · 588 closings, 51 lenders
| Lender | Type | Closings in Travis County | Typical size | Active as of |
|---|---|---|---|---|
| SOUTHSTATE BANK | Bank | 20 | $3.8M–$6.6M | Sep 2026 |
| HORIZON BANK | Bank | 18 | $3.5M–$5.8M | Oct 2026 |
| PLAINSCAPITAL BANK | Bank | 18 | $4M–$5.6M | Sep 2026 |
| AUSTIN HOUSING FINANCE | Debt fund / private | 17 | $5.5M–$8M | Sep 2026 |
| PROSPERITY BANK | Bank | 15 | $3.6M–$6.7M | Oct 2026 |
Top 5 of 51 lenders with 3+ closings in Travis County on this cut. All 51, with their lending desks — free seat.
$10M–$25M · 220 closings, 17 lenders
| Lender | Type | Closings in Travis County | Typical size | Active as of |
|---|---|---|---|---|
| WASHINGTON FEDERAL BANK | Bank | 10 | $20M–$20M | Jul 2025 |
| THIRD COAST BANK | Bank | 9 | $15M–$20M | Sep 2026 |
| HORIZON BANK | Bank | 8 | $11.6M–$13.7M | Sep 2026 |
| WALKER & DUNLOP | Agency (Fannie/Freddie/HUD) | 6 | $13.7M–$17.4M | Aug 2026 |
| REGIONS BANK | Bank | 6 | $13.5M–$19.8M | Aug 2026 |
Top 5 of 17 lenders with 3+ closings in Travis County on this cut. All 17, with their lending desks — free seat.
$25M and up · 393 closings, 36 lenders
| Lender | Type | Closings in Travis County | Typical size | Active as of |
|---|---|---|---|---|
| INTERNATIONAL BANK OF COMMERCE | Bank | 28 | $75M–$129.1M | Sep 2026 |
| HUNTINGTON NATIONAL BANK | Bank | 21 | $50M–$50M | Aug 2026 |
| THIRD COAST BANK | Bank | 20 | $35M–$35M | Sep 2026 |
| SOUTHSIDE BANK | Bank | 13 | $75M–$80M | Jun 2026 |
| GOLDMAN SACHS BANK USA | Bank | 8 | $54.5M–$312.5M | Aug 2026 |
Top 5 of 36 lenders with 3+ closings in Travis County on this cut. All 36, with their lending desks — free seat.
Every lender in Travis County, with the desk to call
The lender search opens on Travis County: all 154 institutions with closings here and the rest of Austin's 154 behind them, any property type and size band, each one's recorded footprint by county and quarter, and the commercial lending people their own team pages name — with published work emails where there are any.
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How these lenders are counted
- Source of record. Every closing is a mortgage recorded in County Clerk for Travis County, credited to the lender the instrument names. A nominee, servicer or trustee in that position is not counted — MERS has never lent anyone anything.
- One institution, many spellings. A bank records under dozens of names; they are grouped into one institution, and a successor or trade name is folded by the lender crosswalk on the methodology page. The clerk never updates a name after a merger, so a bank that no longer exists still appears on the record under its old name until a crosswalk row folds it.
- One loan, one closing. A blanket loan over several lots, or a facility recorded once per property, counts once.
- Revealed, not stated. This is what each lender has done, not what it says it wants. No lender has told us its credit box, and the page never guesses one from the sizes it has closed.
- Dated. The window is the last 36 months to Oct 2026; a lender's row ends with its last closing here. Re-counted every six hours from the weekly re-read of the record.
When these loans come due is on the Travis County maturities page.