S3 Capital
Debt fund / private · New York City, Hudson County, Dallas–Fort Worth · active as of Sep 2026
S3 Capital has 246 commercial mortgage closings on record since Nov 2023, in 5 counties — most in Kings (Brooklyn), Queens, New York (Manhattan). The middle half of its loans ran $2.7M–$7.6M, median $4.3M. Everything below is what the county record shows this lender did, dated to its last closing — not a credit box, and not a promise that it is lending on the same terms today.
Counted from the recorded mortgages that name S3 Capital as the lender: one row per loan, the originator of record only, every spelling the clerk used folded together (45 spellings, including 4 former names). The last 36 months, as of Nov 2026; 378 loans on file in all since Jun 2017.
Where S3 Capital lends
| County | Market | Last 36 months | All time |
|---|---|---|---|
| Kings (Brooklyn) | New York City | 193 | 291 |
| Queens | New York City | 30 | 44 |
| New York (Manhattan) | New York City | 20 | 26 |
| Hudson | Hudson County | 2 | 10 |
| Dallas | Dallas–Fort Worth | 1 | 1 |
| Bronx | New York City | 0 | 6 |
A county links to its own lender page — every institution that has closed there, ranked, by property type and loan size.
Closings by quarter
Recorded closings in each of the last 12 quarters. A lender that stopped reads as stopped: the bars are what was recorded, quarter by quarter, nothing smoothed.
What it lends on, and how much
Collateral
- Multifamily7430%
- Residential 1–4 Units5623%
- Mixed Use3313%
- Land2611%
- Commercial (general)146%
- Special Purpose125%
- Retail104%
- Office73%
- Parking62%
- Industrial62%
- Unclassified21%
Loan size
- Middle half
- $2.7M–$7.6M
- Median
- $4.3M
- Largest single recording
- $68.9M
- Not tied to a purchase
- 38%of 243 classified
Recent closings
| Recorded | County | Collateral | Amount | Borrower |
|---|---|---|---|---|
| Sep 17, 2026 | Kings (Brooklyn) | Special Purpose | $11.2M | on the signed-in profile |
| Sep 15, 2026 | Kings (Brooklyn) | Multifamily | $4.6M | on the signed-in profile |
| Sep 11, 2026 | Kings (Brooklyn) | Mixed Use | $9.8M | on the signed-in profile |
| Sep 9, 2026 | Kings (Brooklyn) | Residential 1–4 Units | $6.8M | on the signed-in profile |
| Sep 9, 2026 | Kings (Brooklyn) | Land | $13.3M | on the signed-in profile |
The 5 most recent of 378 recorded loans. The signed-in profile lists all of them with the property, the borrower and when each comes due.
Names on the record
The clerk records the name on the instrument and never updates it after a merger, so loans under these names are counted here — each a reviewed decision, never a guess from the footprint.
- S3 RE Funding — lending vehicle, 693 loans
- S3 SB Real Estate Credit A Trust — lending vehicle, 284 loans
- S3 RE — lending vehicle, 150 loans
- S3 RE Perpetual Yield Funding — lending vehicle, 63 loans
31 people on record at S3 Capital
6 originators and relationship managers, 19 in production and capital markets, 6 who run the firm or its lending — the commercial lending people S3 Capital's own team page, its announcements and the county's filings name, each cited to its source, with published work emails where there are any. And every one of its 378 recorded loans, with the borrower, the collateral and when each comes due.
Open the S3 Capital profile freeOr email me when S3 Capital closes a loan — a saved search on this lender, newest first, with the weekly digest.
How this is counted
- Source of record. Every closing is a mortgage recorded with the county that names S3 Capital, or a spelling of it, as the lender. Loans where it appears as nominee, servicer or trustee are left out.
- One loan, one closing. A blanket loan over several lots, or a facility recorded once per property, counts once.
- Revealed, not stated. This is what S3 Capital has done, not what it says it wants. It has not told us its credit box, and this page never guesses one from the sizes it has closed.
- Dated. The window is the last 36 months to Nov 2026. Re-counted every six hours from the weekly re-read of the record. An institution has a page once it has 10 closings in the window.
How spellings become one institution is on the methodology page. The same count across a whole market, with the 25 most active lenders named, is in who lends on NYC commercial real estate and who lends on Texas commercial real estate.