Who lends on commercial real estate in Manhattan
230 lenders have closed 4,179 commercial mortgages recorded in Manhattan since Oct 2023, counting only institutions with 3 or more here. The three most active: JPMORGAN CHASE BANK, CITIZENS BANK, BANK OF AMERICA. Every row below is what a lender has recorded, dated to its last closing here — not a credit box, and not a promise that it is lending on the same terms today.
Counted from the ACRIS record for New York County: one row per loan, the originator of record only, every spelling of an institution folded together, loans of $2M and up on commercial collateral. The last 36 months, as of Oct 2026. Manhattan has 18,471 active commercial loans on file today.
The most active lenders
| Lender | Type | Closings in Manhattan | In New York City | Typical size | Active as of |
|---|---|---|---|---|---|
| JPMORGAN CHASE BANK | Bank | 570 | 2,055 | $1.8M–$5.4M | Sep 2026 |
| CITIZENS BANK | Bank | 136 | 614 | $1.5M–$3.5M | Sep 2026 |
| BANK OF AMERICA | Bank | 102 | 291 | $1.4M–$9.8M | Sep 2026 |
| APPLE BANK | Bank | 102 | 132 | $3M–$10.8M | Sep 2026 |
| WEBSTER BANK | Bank | 81 | 294 | $2.5M–$16.7M | Aug 2026 |
| WELLS FARGO BANK | Bank | 80 | 398 | $1.6M–$19.8M | Aug 2026 |
| DERBY COPELAND CAPITAL | Debt fund / private | 79 | 139 | $2.9M–$8.9M | Sep 2026 |
| NATIONAL COOPERATIVE BANK | Bank | 74 | 208 | $2.5M–$6.2M | Sep 2026 |
| CITI REAL ESTATE FUNDING | CMBS | 74 | 143 | $10.3M–$42.8M | Sep 2026 |
| M&T BANK | Bank | 70 | 176 | $2.3M–$12.7M | Aug 2026 |
Top 10 of 230 lenders with 3+ closings in Manhattan on this cut. All 230, with their lending desks — free seat.
Ranked by closings in Manhattan, then across New York City. Typical size is the middle half of the lender's recorded amounts across New York City. Active as of = the month of its last recorded closing in Manhattan.
By property type
The five most active lenders on each collateral type the county classifies, where at least 25 closings are on record. Fewer than that says nothing about who lends, so the cut is left out.
Multifamily · 1,302 closings, 94 lenders
| Lender | Type | Closings in Manhattan | Typical size | Active as of |
|---|---|---|---|---|
| JPMORGAN CHASE BANK | Bank | 218 | $1.9M–$4.8M | Sep 2026 |
| NATIONAL COOPERATIVE BANK | Bank | 70 | $2.5M–$6.4M | Sep 2026 |
| CITIZENS BANK | Bank | 58 | $2.7M–$7.1M | Sep 2026 |
| APPLE BANK | Bank | 49 | $2.7M–$5.7M | Sep 2026 |
| DERBY COPELAND CAPITAL | Debt fund / private | 25 | $4.5M–$10.8M | Aug 2026 |
Top 5 of 94 lenders with 3+ closings in Manhattan on this cut. All 94, with their lending desks — free seat.
Office · 524 closings, 51 lenders
| Lender | Type | Closings in Manhattan | Typical size | Active as of |
|---|---|---|---|---|
| JPMORGAN CHASE BANK | Bank | 37 | $5.2M–$132.6M | Sep 2026 |
| APPLE BANK | Bank | 24 | $5.5M–$32.2M | Jul 2026 |
| CITI REAL ESTATE FUNDING | CMBS | 20 | $30M–$70M | Sep 2026 |
| BANK OF AMERICA | Bank | 13 | $9.3M–$393.8M | Sep 2026 |
| WELLS FARGO BANK | Bank | 12 | $9.6M–$299.6M | Aug 2026 |
Top 5 of 51 lenders with 3+ closings in Manhattan on this cut. All 51, with their lending desks — free seat.
Retail · 297 closings, 28 lenders
| Lender | Type | Closings in Manhattan | Typical size | Active as of |
|---|---|---|---|---|
| JPMORGAN CHASE BANK | Bank | 25 | $2M–$5.5M | Aug 2026 |
| M&T BANK | Bank | 13 | $3.1M–$13M | Aug 2026 |
| PEAPACK PRIVATE BANK & TRUST | Bank | 9 | $2.7M–$5.6M | Aug 2026 |
| HABIB AMERICAN BANK | Bank | 6 | $1.4M–$3.2M | May 2026 |
| WEBSTER BANK | Bank | 6 | $2.2M–$8.5M | Aug 2026 |
Top 5 of 28 lenders with 3+ closings in Manhattan on this cut. All 28, with their lending desks — free seat.
Industrial · 50 closings, 2 lenders
| Lender | Type | Closings in Manhattan | Typical size | Active as of |
|---|---|---|---|---|
| JVT REIT RCRE | — | 8 | $22.7M–$37.3M | Nov 2025 |
| CITIBANK | Bank | 3 | $13.8M–$44.5M | Feb 2026 |
| JPMORGAN CHASE BANK | Bank | 2 | $1.8M–$14.5M | Apr 2026 |
| TD BANK | Bank | 2 | $2.4M–$6.9M | May 2026 |
| HEITMAN HDP III ACQUISITION | — | 2 | $88.5M–$244.6M | Jul 2025 |
Lodging · 247 closings, 21 lenders
| Lender | Type | Closings in Manhattan | Typical size | Active as of |
|---|---|---|---|---|
| WELLS FARGO BANK | Bank | 13 | $45.5M–$165M | Jun 2026 |
| WEBSTER BANK | Bank | 9 | $9.2M–$33.3M | Aug 2026 |
| JPMORGAN CHASE BANK | Bank | 8 | $41.7M–$141.6M | Sep 2026 |
| BANK OF AMERICA | Bank | 8 | $22.5M–$39.6M | May 2026 |
| BMO BANK | Bank | 7 | $14.3M–$50M | Jul 2026 |
Top 5 of 21 lenders with 3+ closings in Manhattan on this cut. All 21, with their lending desks — free seat.
Mixed Use · 1,096 closings, 84 lenders
| Lender | Type | Closings in Manhattan | Typical size | Active as of |
|---|---|---|---|---|
| JPMORGAN CHASE BANK | Bank | 206 | $2.3M–$6.1M | Sep 2026 |
| CITIZENS BANK | Bank | 41 | $3M–$7.7M | Sep 2026 |
| DERBY COPELAND CAPITAL | Debt fund / private | 38 | $3.4M–$9.5M | Sep 2026 |
| WEBSTER BANK | Bank | 29 | $2.5M–$17.7M | Aug 2026 |
| CITI REAL ESTATE FUNDING | CMBS | 26 | $11.1M–$23.3M | Aug 2026 |
Top 5 of 84 lenders with 3+ closings in Manhattan on this cut. All 84, with their lending desks — free seat.
Land · 89 closings, 5 lenders
| Lender | Type | Closings in Manhattan | Typical size | Active as of |
|---|---|---|---|---|
| G4 18222 LLC | — | 6 | $68.7M–$68.7M | Mar 2025 |
| JPMORGAN CHASE BANK | Bank | 5 | $20.2M–$134.6M | Sep 2026 |
| VALLEY NATIONAL BANK | Bank | 4 | $9.2M–$32M | Nov 2025 |
| WELLS FARGO BANK | Bank | 4 | $59.1M–$1,200M | Jul 2026 |
| MAXIM CREDIT GROUP | Debt fund / private | 4 | $9.6M–$18.3M | Oct 2025 |
Parking · 70 closings, 5 lenders
| Lender | Type | Closings in Manhattan | Typical size | Active as of |
|---|---|---|---|---|
| EMERALD CREEK CAPITAL | Debt fund / private | 7 | $5.8M–$21.1M | Mar 2026 |
| JPMORGAN CHASE BANK | Bank | 6 | $3M–$65.6M | Aug 2026 |
| FLAGSTAR BANK | Bank | 4 | $8.2M–$43.7M | Sep 2025 |
| APPLE BANK | Bank | 4 | $4.4M–$9.1M | Jan 2026 |
| NW 18TH STREET LENDER | — | 3 | $13.7M–$15M | May 2026 |
By loan size
The five most active lenders in each size band, by the original principal recorded. A lender that leads at $1M–$3M is rarely the one to call at $25M.
$1M–$3M · 710 closings, 50 lenders
| Lender | Type | Closings in Manhattan | Typical size | Active as of |
|---|---|---|---|---|
| JPMORGAN CHASE BANK | Bank | 130 | $1.4M–$2.4M | Aug 2026 |
| CITIZENS BANK | Bank | 38 | $1.3M–$2.2M | Aug 2026 |
| NATIONAL COOPERATIVE BANK | Bank | 30 | $1.8M–$2.9M | Aug 2026 |
| APPLE BANK | Bank | 23 | $2M–$2.7M | Sep 2026 |
| M&T BANK | Bank | 15 | $1.4M–$2.4M | Aug 2026 |
Top 5 of 50 lenders with 3+ closings in Manhattan on this cut. All 50, with their lending desks — free seat.
$3M–$10M · 1,767 closings, 115 lenders
| Lender | Type | Closings in Manhattan | Typical size | Active as of |
|---|---|---|---|---|
| JPMORGAN CHASE BANK | Bank | 306 | $3.6M–$6.2M | Sep 2026 |
| CITIZENS BANK | Bank | 87 | $3.5M–$6M | Sep 2026 |
| BANK OF AMERICA | Bank | 50 | $3.8M–$7.1M | Aug 2026 |
| DERBY COPELAND CAPITAL | Debt fund / private | 48 | $4.3M–$7.5M | Sep 2026 |
| APPLE BANK | Bank | 48 | $3.7M–$6M | Sep 2026 |
Top 5 of 115 lenders with 3+ closings in Manhattan on this cut. All 115, with their lending desks — free seat.
$10M–$25M · 779 closings, 61 lenders
| Lender | Type | Closings in Manhattan | Typical size | Active as of |
|---|---|---|---|---|
| JPMORGAN CHASE BANK | Bank | 66 | $12M–$17.2M | Sep 2026 |
| CITI REAL ESTATE FUNDING | CMBS | 32 | $13M–$19.4M | Aug 2026 |
| WEBSTER BANK | Bank | 25 | $12.5M–$18.5M | Aug 2026 |
| APPLE BANK | Bank | 24 | $11M–$20M | Sep 2026 |
| M&T BANK | Bank | 23 | $12.1M–$19.2M | Jul 2026 |
Top 5 of 61 lenders with 3+ closings in Manhattan on this cut. All 61, with their lending desks — free seat.
$25M and up · 1,071 closings, 96 lenders
| Lender | Type | Closings in Manhattan | Typical size | Active as of |
|---|---|---|---|---|
| JPMORGAN CHASE BANK | Bank | 84 | $47M–$147M | Sep 2026 |
| WELLS FARGO BANK | Bank | 47 | $50M–$265.6M | Aug 2026 |
| CITI REAL ESTATE FUNDING | CMBS | 34 | $35M–$70.5M | Sep 2026 |
| BANK OF AMERICA | Bank | 29 | $38.3M–$340M | Sep 2026 |
| DEUTSCHE BANK AG NEW YORK BRANCH | Bank | 28 | $52.8M–$148.4M | Aug 2026 |
Top 5 of 96 lenders with 3+ closings in Manhattan on this cut. All 96, with their lending desks — free seat.
Every lender in Manhattan, with the desk to call
The lender search opens on Manhattan: all 230 institutions with closings here and the rest of New York City's 594 behind them, any property type and size band, each one's recorded footprint by county and quarter, and the commercial lending people their own team pages name — with published work emails where there are any.
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How these lenders are counted
- Source of record. Every closing is a mortgage recorded in ACRIS for New York County, credited to the lender the instrument names. A nominee, servicer or trustee in that position is not counted — MERS has never lent anyone anything.
- One institution, many spellings. A bank records under dozens of names; they are grouped into one institution, and a successor or trade name is folded by the lender crosswalk on the methodology page. The clerk never updates a name after a merger, so a bank that no longer exists still appears on the record under its old name until a crosswalk row folds it.
- One loan, one closing. A blanket loan over several lots, or a facility recorded once per property, counts once.
- Revealed, not stated. This is what each lender has done, not what it says it wants. No lender has told us its credit box, and the page never guesses one from the sizes it has closed.
- Dated. The window is the last 36 months to Oct 2026; a lender's row ends with its last closing here. Re-counted every six hours from the weekly re-read of the record.
When these loans come due is on the Manhattan maturities page.