Who lends on commercial real estate in Manhattan

230 lenders have closed 4,179 commercial mortgages recorded in Manhattan since Oct 2023, counting only institutions with 3 or more here. The three most active: JPMORGAN CHASE BANK, CITIZENS BANK, BANK OF AMERICA. Every row below is what a lender has recorded, dated to its last closing here — not a credit box, and not a promise that it is lending on the same terms today.

Counted from the ACRIS record for New York County: one row per loan, the originator of record only, every spelling of an institution folded together, loans of $2M and up on commercial collateral. The last 36 months, as of Oct 2026. Manhattan has 18,471 active commercial loans on file today.

The most active lenders

LenderTypeClosings in ManhattanIn New York CityTypical sizeActive as of
JPMORGAN CHASE BANKBank5702,055$1.8M–$5.4MSep 2026
CITIZENS BANKBank136614$1.5M–$3.5MSep 2026
BANK OF AMERICABank102291$1.4M–$9.8MSep 2026
APPLE BANKBank102132$3M–$10.8MSep 2026
WEBSTER BANKBank81294$2.5M–$16.7MAug 2026
WELLS FARGO BANKBank80398$1.6M–$19.8MAug 2026
DERBY COPELAND CAPITALDebt fund / private79139$2.9M–$8.9MSep 2026
NATIONAL COOPERATIVE BANKBank74208$2.5M–$6.2MSep 2026
CITI REAL ESTATE FUNDINGCMBS74143$10.3M–$42.8MSep 2026
M&T BANKBank70176$2.3M–$12.7MAug 2026

Top 10 of 230 lenders with 3+ closings in Manhattan on this cut. All 230, with their lending desks — free seat.

Ranked by closings in Manhattan, then across New York City. Typical size is the middle half of the lender's recorded amounts across New York City. Active as of = the month of its last recorded closing in Manhattan.

By property type

The five most active lenders on each collateral type the county classifies, where at least 25 closings are on record. Fewer than that says nothing about who lends, so the cut is left out.

Multifamily · 1,302 closings, 94 lenders

LenderTypeClosings in ManhattanTypical sizeActive as of
JPMORGAN CHASE BANKBank218$1.9M–$4.8MSep 2026
NATIONAL COOPERATIVE BANKBank70$2.5M–$6.4MSep 2026
CITIZENS BANKBank58$2.7M–$7.1MSep 2026
APPLE BANKBank49$2.7M–$5.7MSep 2026
DERBY COPELAND CAPITALDebt fund / private25$4.5M–$10.8MAug 2026

Top 5 of 94 lenders with 3+ closings in Manhattan on this cut. All 94, with their lending desks — free seat.

Office · 524 closings, 51 lenders

LenderTypeClosings in ManhattanTypical sizeActive as of
JPMORGAN CHASE BANKBank37$5.2M–$132.6MSep 2026
APPLE BANKBank24$5.5M–$32.2MJul 2026
CITI REAL ESTATE FUNDINGCMBS20$30M–$70MSep 2026
BANK OF AMERICABank13$9.3M–$393.8MSep 2026
WELLS FARGO BANKBank12$9.6M–$299.6MAug 2026

Top 5 of 51 lenders with 3+ closings in Manhattan on this cut. All 51, with their lending desks — free seat.

Retail · 297 closings, 28 lenders

LenderTypeClosings in ManhattanTypical sizeActive as of
JPMORGAN CHASE BANKBank25$2M–$5.5MAug 2026
M&T BANKBank13$3.1M–$13MAug 2026
PEAPACK PRIVATE BANK & TRUSTBank9$2.7M–$5.6MAug 2026
HABIB AMERICAN BANKBank6$1.4M–$3.2MMay 2026
WEBSTER BANKBank6$2.2M–$8.5MAug 2026

Top 5 of 28 lenders with 3+ closings in Manhattan on this cut. All 28, with their lending desks — free seat.

Industrial · 50 closings, 2 lenders

LenderTypeClosings in ManhattanTypical sizeActive as of
JVT REIT RCRE—8$22.7M–$37.3MNov 2025
CITIBANKBank3$13.8M–$44.5MFeb 2026
JPMORGAN CHASE BANKBank2$1.8M–$14.5MApr 2026
TD BANKBank2$2.4M–$6.9MMay 2026
HEITMAN HDP III ACQUISITION—2$88.5M–$244.6MJul 2025

Lodging · 247 closings, 21 lenders

LenderTypeClosings in ManhattanTypical sizeActive as of
WELLS FARGO BANKBank13$45.5M–$165MJun 2026
WEBSTER BANKBank9$9.2M–$33.3MAug 2026
JPMORGAN CHASE BANKBank8$41.7M–$141.6MSep 2026
BANK OF AMERICABank8$22.5M–$39.6MMay 2026
BMO BANKBank7$14.3M–$50MJul 2026

Top 5 of 21 lenders with 3+ closings in Manhattan on this cut. All 21, with their lending desks — free seat.

Mixed Use · 1,096 closings, 84 lenders

LenderTypeClosings in ManhattanTypical sizeActive as of
JPMORGAN CHASE BANKBank206$2.3M–$6.1MSep 2026
CITIZENS BANKBank41$3M–$7.7MSep 2026
DERBY COPELAND CAPITALDebt fund / private38$3.4M–$9.5MSep 2026
WEBSTER BANKBank29$2.5M–$17.7MAug 2026
CITI REAL ESTATE FUNDINGCMBS26$11.1M–$23.3MAug 2026

Top 5 of 84 lenders with 3+ closings in Manhattan on this cut. All 84, with their lending desks — free seat.

Land · 89 closings, 5 lenders

LenderTypeClosings in ManhattanTypical sizeActive as of
G4 18222 LLC—6$68.7M–$68.7MMar 2025
JPMORGAN CHASE BANKBank5$20.2M–$134.6MSep 2026
VALLEY NATIONAL BANKBank4$9.2M–$32MNov 2025
WELLS FARGO BANKBank4$59.1M–$1,200MJul 2026
MAXIM CREDIT GROUPDebt fund / private4$9.6M–$18.3MOct 2025

Parking · 70 closings, 5 lenders

LenderTypeClosings in ManhattanTypical sizeActive as of
EMERALD CREEK CAPITALDebt fund / private7$5.8M–$21.1MMar 2026
JPMORGAN CHASE BANKBank6$3M–$65.6MAug 2026
FLAGSTAR BANKBank4$8.2M–$43.7MSep 2025
APPLE BANKBank4$4.4M–$9.1MJan 2026
NW 18TH STREET LENDER—3$13.7M–$15MMay 2026

By loan size

The five most active lenders in each size band, by the original principal recorded. A lender that leads at $1M–$3M is rarely the one to call at $25M.

$1M–$3M · 710 closings, 50 lenders

LenderTypeClosings in ManhattanTypical sizeActive as of
JPMORGAN CHASE BANKBank130$1.4M–$2.4MAug 2026
CITIZENS BANKBank38$1.3M–$2.2MAug 2026
NATIONAL COOPERATIVE BANKBank30$1.8M–$2.9MAug 2026
APPLE BANKBank23$2M–$2.7MSep 2026
M&T BANKBank15$1.4M–$2.4MAug 2026

Top 5 of 50 lenders with 3+ closings in Manhattan on this cut. All 50, with their lending desks — free seat.

$3M–$10M · 1,767 closings, 115 lenders

LenderTypeClosings in ManhattanTypical sizeActive as of
JPMORGAN CHASE BANKBank306$3.6M–$6.2MSep 2026
CITIZENS BANKBank87$3.5M–$6MSep 2026
BANK OF AMERICABank50$3.8M–$7.1MAug 2026
DERBY COPELAND CAPITALDebt fund / private48$4.3M–$7.5MSep 2026
APPLE BANKBank48$3.7M–$6MSep 2026

Top 5 of 115 lenders with 3+ closings in Manhattan on this cut. All 115, with their lending desks — free seat.

$10M–$25M · 779 closings, 61 lenders

LenderTypeClosings in ManhattanTypical sizeActive as of
JPMORGAN CHASE BANKBank66$12M–$17.2MSep 2026
CITI REAL ESTATE FUNDINGCMBS32$13M–$19.4MAug 2026
WEBSTER BANKBank25$12.5M–$18.5MAug 2026
APPLE BANKBank24$11M–$20MSep 2026
M&T BANKBank23$12.1M–$19.2MJul 2026

Top 5 of 61 lenders with 3+ closings in Manhattan on this cut. All 61, with their lending desks — free seat.

$25M and up · 1,071 closings, 96 lenders

LenderTypeClosings in ManhattanTypical sizeActive as of
JPMORGAN CHASE BANKBank84$47M–$147MSep 2026
WELLS FARGO BANKBank47$50M–$265.6MAug 2026
CITI REAL ESTATE FUNDINGCMBS34$35M–$70.5MSep 2026
BANK OF AMERICABank29$38.3M–$340MSep 2026
DEUTSCHE BANK AG NEW YORK BRANCHBank28$52.8M–$148.4MAug 2026

Top 5 of 96 lenders with 3+ closings in Manhattan on this cut. All 96, with their lending desks — free seat.

Every lender in Manhattan, with the desk to call

The lender search opens on Manhattan: all 230 institutions with closings here and the rest of New York City's 594 behind them, any property type and size band, each one's recorded footprint by county and quarter, and the commercial lending people their own team pages name — with published work emails where there are any.

Search Manhattan lenders free

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How these lenders are counted

  • Source of record. Every closing is a mortgage recorded in ACRIS for New York County, credited to the lender the instrument names. A nominee, servicer or trustee in that position is not counted — MERS has never lent anyone anything.
  • One institution, many spellings. A bank records under dozens of names; they are grouped into one institution, and a successor or trade name is folded by the lender crosswalk on the methodology page. The clerk never updates a name after a merger, so a bank that no longer exists still appears on the record under its old name until a crosswalk row folds it.
  • One loan, one closing. A blanket loan over several lots, or a facility recorded once per property, counts once.
  • Revealed, not stated. This is what each lender has done, not what it says it wants. No lender has told us its credit box, and the page never guesses one from the sizes it has closed.
  • Dated. The window is the last 36 months to Oct 2026; a lender's row ends with its last closing here. Re-counted every six hours from the weekly re-read of the record.

When these loans come due is on the Manhattan maturities page.

Lenders elsewhere in New York City