Insouth Bank
Bank · Memphis, Dallas–Fort Worth, New York City · active as of Oct 2026
Insouth Bank has 23 commercial mortgage closings on record since Nov 2023, in 3 counties — most in Shelby, Denton, Tarrant. The middle half of its loans ran $1.6M–$3.7M, median $2M. Everything below is what the county record shows this lender did, dated to its last closing — not a credit box, and not a promise that it is lending on the same terms today.
Counted from the recorded mortgages that name Insouth Bank as the lender: one row per loan, the originator of record only, every spelling the clerk used folded together (2 spellings). The last 36 months, as of Nov 2026; 39 loans on file in all since Apr 2005.
Where Insouth Bank lends
| County | Market | Last 36 months | All time |
|---|---|---|---|
| Shelby | Memphis | 21 | 36 |
| Denton | Dallas–Fort Worth | 1 | 1 |
| Tarrant | Dallas–Fort Worth | 1 | 1 |
| Queens | New York City | 0 | 1 |
A county links to its own lender page — every institution that has closed there, ranked, by property type and loan size.
Closings by quarter
Recorded closings in each of the last 12 quarters. A lender that stopped reads as stopped: the bars are what was recorded, quarter by quarter, nothing smoothed.
What it lends on, and how much
Collateral
- Unclassified2296%
- Land14%
≈ Denton and Tarrant publish no building class, so property types there are Circlemark's estimates from what is on record at each address, not the district's classification.
Loan size
- Middle half
- $1.6M–$3.7M
- Median
- $2M
- Largest single recording
- $5.7M
- Not tied to a purchase
- not classified in this market
Recent closings
| Recorded | County | Collateral | Amount | Borrower |
|---|---|---|---|---|
| Oct 1, 2026 | Shelby | — | $1.4M | on the signed-in profile |
| Sep 10, 2026 | Shelby | — | $1.2M | on the signed-in profile |
| Jul 17, 2026 | Shelby | — | $1.6M | on the signed-in profile |
| Jul 1, 2026 | Shelby | — | $1.8M | on the signed-in profile |
| Jun 2, 2026 | Shelby | — | $3.1M | on the signed-in profile |
The 5 most recent of 39 recorded loans. The signed-in profile lists all of them with the property, the borrower and when each comes due.
Lenders like this one
The most active lenders on Shelby, where Insouth Bank does most of its business — the names a broker would call alongside it.
| Lender | Type | Closings there | Typical size | Active as of |
|---|---|---|---|---|
| First Horizon Bank | Bank | 59 | $1.7M–$7.6M | Oct 2026 |
| Pinnacle Bank | Bank | 44 | $1.8M–$4.5M | Nov 2026 |
| Financial Federal Bank | Bank | 43 | $1.3M–$2.7M | Sep 2026 |
| Blackwell Staci TR | — | 38 | $3.7M–$26.4M | Oct 2026 |
| Preheim Arnold W TR | — | 31 | $1.2M–$3M | Sep 2026 |
Institutions with 3+ closings on this cut in the last 36 months, by closings. Every lender in the county, by property type and loan size.
2 people on record at Insouth Bank
1 originator or relationship manager, 1 who runs the firm or its lending — the commercial lending people Insouth Bank's own team page, its announcements and the county's filings name, each cited to its source, with published work emails where there are any. And every one of its 39 recorded loans, with the borrower, the collateral and when each comes due.
Open the Insouth Bank profile freeOr email me when Insouth Bank closes a loan — a saved search on this lender, newest first, with the weekly digest.
How this is counted
- Source of record. Every closing is a mortgage recorded with the county that names Insouth Bank, or a spelling of it, as the lender. Loans where it appears as nominee, servicer or trustee are left out.
- One loan, one closing. A blanket loan over several lots, or a facility recorded once per property, counts once.
- Revealed, not stated. This is what Insouth Bank has done, not what it says it wants. It has not told us its credit box, and this page never guesses one from the sizes it has closed.
- Dated. The window is the last 36 months to Nov 2026. Re-counted every six hours from the weekly re-read of the record. An institution has a page once it has 10 closings in the window.
How spellings become one institution is on the methodology page. The same count across a whole market, with the 25 most active lenders named, is in who lends on Texas commercial real estate and who lends on NYC commercial real estate.
Questions brokers ask about Insouth Bank
Does Insouth Bank lend in Shelby?
It has: 21 of its 23 commercial mortgage closings recorded since Nov 2023 are in Shelby, followed by Denton (1) and Tarrant (1). 3 counties in all.
What size loans does Insouth Bank make?
The middle half of its recorded loans since Nov 2023 ran $1.6M to $3.7M, with a median of $2M; the largest single recording was $5.7M. These are recorded amounts, not a stated credit box.
What does Insouth Bank lend on?
Mostly land (4%), by the collateral the county classifies on its 23 recorded closings since Nov 2023.
Is Insouth Bank still lending?
Its last recorded closing was in Oct 2026, and it recorded 3 closings in 2026 Q3, the last full quarter. The record says what it did and when; it does not say what it will do next.