Oxford Bank
Bank · Detroit · active as of Mar 2026
Oxford Bank has 16 commercial mortgage closings on record since Nov 2023, in Wayne — most in Wayne. The middle half of its loans ran $1.3M–$3.8M, median $1.6M. Everything below is what the county record shows this lender did, dated to its last closing — not a credit box, and not a promise that it is lending on the same terms today.
Counted from the recorded mortgages that name Oxford Bank as the lender: one row per loan, the originator of record only, every spelling the clerk used folded together (1 spelling). The last 36 months, as of Nov 2026; 27 loans on file in all since Dec 2016.
Where Oxford Bank lends
| County | Market | Last 36 months | All time |
|---|---|---|---|
| Wayne | Detroit | 16 | 27 |
A county links to its own lender page — every institution that has closed there, ranked, by property type and loan size.
Closings by quarter
Recorded closings in each of the last 12 quarters. A lender that stopped reads as stopped: the bars are what was recorded, quarter by quarter, nothing smoothed.
What it lends on, and how much
Collateral
- Unclassified1381%
- Land213%
- Retail16%
Loan size
- Middle half
- $1.3M–$3.8M
- Median
- $1.6M
- Largest single recording
- $11.6M
- Not tied to a purchase
- 100%of 2 classified
Recent closings
| Recorded | County | Collateral | Amount | Borrower |
|---|---|---|---|---|
| Mar 4, 2026 | Wayne | — | $5M | on the signed-in profile |
| Jan 2, 2026 | Wayne | — | $3.4M | on the signed-in profile |
| Dec 12, 2025 | Wayne | Land | $1.8M | on the signed-in profile |
| Nov 21, 2025 | Wayne | — | $1.4M | on the signed-in profile |
| Oct 20, 2025 | Wayne | — | $3.5M | on the signed-in profile |
The 5 most recent of 27 recorded loans. The signed-in profile lists all of them with the property, the borrower and when each comes due.
Lenders like this one
The most active lenders on Land in Wayne, where Oxford Bank does most of its business — the names a broker would call alongside it.
| Lender | Type | Closings there | Typical size | Active as of |
|---|---|---|---|---|
| City of Detroit | — | 6 | $2.1M–$4.2M | Sep 2026 |
| SouthState Bank | Bank | 6 | $1.8M–$2.5M | Apr 2026 |
| Mshda | — | 5 | $9.1M–$43.2M | Sep 2026 |
| Fifth Third Bank | Bank | 5 | $5M–$13.2M | Aug 2025 |
| Invest Detroit Foundation | — | 4 | $1.8M–$2.5M | Aug 2026 |
Institutions with 3+ closings on this cut in the last 36 months, by closings. Every lender in the county, by property type and loan size.
Every Oxford Bank loan, on the record
Every one of Oxford Bank's 27 recorded loans, with the borrower, the collateral and when each comes due, and the lenders that close deals like them in the same county. No people are on record for this institution yet; its page says so rather than guessing.
Open the Oxford Bank profile freeOr email me when Oxford Bank closes a loan — a saved search on this lender, newest first, with the weekly digest.
How this is counted
- Source of record. Every closing is a mortgage recorded with the county that names Oxford Bank, or a spelling of it, as the lender. Loans where it appears as nominee, servicer or trustee are left out.
- One loan, one closing. A blanket loan over several lots, or a facility recorded once per property, counts once.
- Revealed, not stated. This is what Oxford Bank has done, not what it says it wants. It has not told us its credit box, and this page never guesses one from the sizes it has closed.
- Dated. The window is the last 36 months to Nov 2026. Re-counted every six hours from the weekly re-read of the record. An institution has a page once it has 10 closings in the window.
How spellings become one institution is on the methodology page.
Questions brokers ask about Oxford Bank
Does Oxford Bank lend in Wayne?
It has: 16 of its 16 commercial mortgage closings recorded since Nov 2023 are in Wayne. No other county is on its record in this window.
What size loans does Oxford Bank make?
The middle half of its recorded loans since Nov 2023 ran $1.3M to $3.8M, with a median of $1.6M; the largest single recording was $11.6M. These are recorded amounts, not a stated credit box.
What does Oxford Bank lend on?
Mostly land (13%), retail (6%), by the collateral the county classifies on its 16 recorded closings since Nov 2023.
Is Oxford Bank still lending?
Its last recorded closing was in Mar 2026, and it recorded 0 closings in 2026 Q3, the last full quarter. The record says what it did and when; it does not say what it will do next.